Versatile Growth Partners
CASH FLOW HEALTH CHECK · COMPLIMENTARY DIAGNOSTIC
Complimentary diagnostic

Ten questions.
Where is your cash
actually going?

A structured read on the six points where SMEs with $1M+ turnover most often leak cash — collection days, payment terms, working capital, revenue stability, forecasting visibility, and margin discipline.

Start the diagnostic How it works
What you’ll get

Six cash flow dimensions. Scored honestly.

Strong revenue and persistent cash pressure is the most common pattern we see in established SMEs. The cash is not gone — it is stuck somewhere in the cycle. This scorecard shows you where.

01
Collection Discipline
Debtor days, invoicing process, and how much customer cash sits unbilled or unpursued at any time.
02
Payment Terms
Supplier payment timing, terms leverage, and whether you are inadvertently financing your suppliers.
03
Working Capital Buffer
Cash on hand relative to monthly fixed obligations. How many weeks could you operate at zero revenue?
04
Revenue Stability
Recurring versus transactional revenue, customer concentration, and how predictable the next 90 days actually is.
05
Forecasting Visibility
Whether you have a rolling 13-week cash flow forecast and review it often enough to act on it.
06
Pricing & Margin
Gross margin health, frequency of pricing reviews, and whether margin compression is being detected or absorbed.
Start the diagnosticTakes about 4 minutes
Question 1 of 10  ·  Collection Discipline
DIMENSION · COLLECTION DISCIPLINE

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Your Cash Flow Health Check result

Your score is —/100

Complete the details opposite to see your full personalised report — including the dimensional breakdown and next steps for your specific position.

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ATO Risk Early Warning Guide

YOUR RESULT

0/100

Dimensional breakdown
Where to from here

A 15-minute call is the start.

No obligation. We will tell you, plainly, where your weakest dimensions are doing the most damage, what the smallest sensible interventions look like, and which of the six points usually moves the others.

Compliance

This health check is general information only. Scores are indicative and depend on the accuracy of the answers provided. Tax agent services are provided through Versatile Accounting Pty Ltd (TAN 79486001). Where legal, insolvency, superannuation, insurance, investment or financial product advice is required, we refer to or coordinate with appropriately licensed professionals.